The commission earnings period is the number of months the customer has to keep up their monthly premiums on their new policy for there to be no clawback of commission if premiums are discontinued. The default earnings period for a policy with a term of 12 years or more is 48 months, but for a small number of companies the period is reduced to 24 months. Some members may wish to earn slightly less commission up front but be assured that after 24 months they are 'safe' from clawback. This link will take you to the commission page if you require more information. View the commission scale.
